Last updated: July 2026

PCI DSS Compliance Consulting

Looking for a PCI Compliance Consulting Company? PCI DSS Compliant in 90 Days.

We are a PCI compliance consulting company for merchants and service providers. We map your cardholder data, shrink your scope, close the gaps against all 12 PCI DSS v4.0.1 requirements, coordinate your ASV scan and penetration test, and get you compliant in 90 days - not the 12 to 18 months most consultants quote.

Every engagement is led personally by a former Microsoft Security Consulting team member. Fixed price. You review the gap report before you pay.

90-day compliance Scope reduction that saves you money ASV scan and pen test coordinated 200+ assessments, 14 countries
PCI compliance consulting company preparing a merchant to become PCI DSS compliant in 90 days

What Does a PCI Compliance Consulting Company Do?

A PCI compliance consulting company prepares a business that handles payment cards to meet the PCI Data Security Standard (PCI DSS). It maps your cardholder data flows, reduces your scope, determines your merchant level and the correct Self-Assessment Questionnaire, closes the gaps against all 12 requirements, and coordinates the quarterly ASV scan and annual penetration test.

The consultant does the readiness and remediation work; a QSA validates Level 1 environments and an ASV runs the scans. A strong PCI consulting firm does two things at once: it genuinely secures your payment environment, and it makes validation - the SAQ, ROC, and Attestation of Compliance - a formality. That is how Atlant Security runs every PCI engagement.

What Is PCI DSS, and Who Must Comply

PCI DSS is the Payment Card Industry Data Security Standard, maintained by the PCI Security Standards Council and enforced by the card brands through your acquiring bank. The current version is v4.0.1, and its previously future-dated requirements - including mandatory MFA and stronger controls - are now in force.

It applies to any organization that stores, processes, or transmits cardholder data - every merchant that accepts cards, and every service provider that touches card data on someone else’s behalf. How you validate depends on your level and how you handle the data, which is exactly what a consultant untangles for you.

The single biggest lever in PCI is scope: the fewer systems that touch card data, the fewer requirements apply. Getting scope right is where a good consultant saves you the most.

PCI DSS framework overview showing the 12 requirements a PCI compliance consulting company maps to your cardholder data environment

The 12 PCI DSS Requirements (Six Goals)

PCI DSS v4.0.1 organizes 12 requirements into six goals. We assess each against your real environment and implement whatever is missing.

Build and Maintain a Secure Network

Requirements 1-2

Install and maintain network security controls (firewalls), and apply secure configurations to all system components. No vendor defaults, no flat networks where cardholder data mixes with everything else.

Protect Account Data

Requirements 3-4

Protect stored account data with strong cryptography, and encrypt cardholder data whenever it crosses open or public networks. The less card data you store, the smaller your scope - we help you store as little as possible.

Maintain a Vulnerability Management Program

Requirements 5-6

Protect all systems against malware, and develop and maintain secure systems and software. Patching, secure development, and change management that hold up to a QSA’s review.

Implement Strong Access Control

Requirements 7-9

Restrict access to cardholder data by business need-to-know, identify and authenticate every user (MFA is now mandatory under v4.0.1), and restrict physical access to the systems and media that hold card data.

Regularly Monitor and Test Networks

Requirements 10-11

Log and monitor all access to system components and cardholder data, and test the security of your systems regularly - including quarterly ASV scans and annual penetration testing.

Maintain an Information Security Policy

Requirement 12

Support information security with organizational policies, a risk assessment, security awareness training, and an incident response plan. The governance layer that ties the technical controls together.

PCI Merchant Levels and SAQ - Which Applies to You?

Your validation path depends on your annual transaction volume. Picking the correct level and the smallest applicable SAQ is one of the biggest cost savers in PCI - and one of the first things we do.

LevelAnnual volumeHow you validate
Level 1Over 6M card transactions per year (or any merchant after a breach)Annual Report on Compliance (ROC) by a QSA, plus quarterly ASV scans
Level 21M to 6M card transactions per yearAnnual Self-Assessment Questionnaire (or ROC), plus quarterly ASV scans
Level 320K to 1M e-commerce transactions per yearAnnual SAQ, plus quarterly ASV scans
Level 4Under 20K e-commerce or under 1M total transactions per yearAnnual SAQ, plus quarterly ASV scans
PCI merchant levels and SAQ selection guide for companies choosing a PCI compliance consulting company

Our PCI Compliance Consulting Process

Five stages from first call to a signed Attestation of Compliance. The difference from most PCI consulting firms is stages one and four: we cut your scope, and we implement the controls with you.

1

Scope and map cardholder data

We trace every place card data is captured, processed, transmitted, or stored - checkout, APIs, call center, backups, third parties. Then we shrink that scope with segmentation, tokenization, and redirect or iframe payment flows, because the smaller your scope, the cheaper and simpler compliance is forever.

2

Confirm your level and SAQ

We determine your merchant or service-provider level from transaction volume and pick the exact SAQ that applies - A, A-EP, D, or another - so you validate against the right, and smallest, set of requirements.

3

Gap assessment

We test your environment against all 12 PCI DSS v4.0.1 requirements and hand you a prioritized gap report with a clear remediation roadmap - no vague checklist, real findings.

4

Remediate the controls

This is where most consultants stop and we do not. We implement segmentation, encryption, MFA, logging, patching, and secure configuration with your team until the requirements are genuinely met.

5

Scan, test, attest

We coordinate the quarterly ASV scan and the required annual penetration test, fix anything they flag, complete your SAQ or ROC, and get you a signed Attestation of Compliance to hand your acquiring bank or customers.

PCI DSS compliance process from cardholder data scoping through remediation, ASV scan, penetration test, and attestation

PCI Compliance Timeline (90 Days)

A realistic timeline for a merchant or service provider validating PCI DSS. Compliance is then ongoing, with quarterly ASV scans and annual re-validation.

PhaseTimingOutcome
Scoping and cardholder data flow mappingWeek 1Exactly where card data lives and flows, and which systems are in scope
Determine level and SAQ typeWeek 1Your merchant or service-provider level and the correct SAQ (or ROC path)
Gap assessmentWeeks 1-3A prioritized gap report against all 12 PCI DSS requirements
RemediationWeeks 2-9Controls implemented: segmentation, encryption, MFA, logging, patching
ASV scan and penetration testWeeks 8-11Passing external ASV scan and the required annual penetration test
SAQ or ROC and AOCWeeks 10-12Completed SAQ or ROC and a signed Attestation of Compliance

How Much Does PCI Compliance Consulting Cost?

Unlike most PCI consulting companies, we publish our pricing. Fixed-price proposals within 24 hours of your strategy call. No hourly billing, no surprises.

Scoping and Gap Assessment

Cardholder data mapping, scope reduction, and a gap roadmap.

From $4,000per engagement
  • Cardholder data flow mapping
  • Scope reduction plan
  • Merchant level and SAQ determination
  • Gap analysis against all 12 requirements
  • Prioritized remediation roadmap
Book Free Strategy Call

Zero-risk: you review the gap report before you pay.

Most Popular

Full PCI Compliance Program

End to end: from scoping to a signed Attestation of Compliance.

From $12,000per engagement
  • Everything in Scoping and Gap Assessment
  • Hands-on remediation
  • Segmentation and encryption design
  • ASV scan coordination
  • Annual penetration test
  • SAQ or ROC support
  • Signed Attestation of Compliance (AOC)
Book Free Strategy Call

Zero-risk: you review the gap report before you pay.

Level 1 merchants and service providers also engage a QSA for the Report on Compliance, and every merchant pays an ASV for the required quarterly external scans. We coordinate both and prepare you so they pass.

Who Needs a PCI Consultant?

If any of these describe you, a PCI compliance consulting company is your fastest path to a passing attestation.

An e-commerce or retail merchant that accepts credit or debit cards
A SaaS or service provider that stores, processes, or transmits cardholder data for clients
A company whose acquiring bank or payment partner is demanding an SAQ or AOC
A business that just failed an ASV scan or a card-brand compliance review
A platform integrating payments (marketplace, fintech, subscription billing) that touches card data
A merchant that had a breach and is now required to validate at Level 1

Why Choose Atlant Over Other PCI Consulting Firms

Most PCI consulting companies hand you a questionnaire and a scan subscription. Here is how we are different.

Atlant SecurityTypical PCI Consultant
Who does the workA former Microsoft security consultant, personallyJunior or offshore staff you never meet
Time to compliant90 days6-18 months
PricingFixed price - you review the gap report before you payOpen-ended hourly billing
ScopingWe shrink your scope so you do less, cheaper, foreverLeaves your whole network in scope
RemediationHands-on - we implement the controls with youA checklist and advice, then you are on your own
ASV scan and pen testWe coordinate both and fix what they flagYou chase vendors and interpret results alone
Vendor neutrality100% independent - zero software commissionsOften resells the compliance tool they recommend
Every engagement is led personally by a former Microsoft Security Consulting team member - never delegated to junior staff
200+ security assessments across 14 countries since 2013, including payment environments
90-day path to PCI DSS compliant versus the industry norm of 6-18 months
Fixed-price proposals in 24 hours - you review the gap report before you pay
Scope-reduction expertise that cuts what you have to secure, validate, and pay for every year
100% vendor-neutral - we take zero commissions from any scanning or compliance vendor
Hands-on remediation plus ASV scan and penetration test coordination, not just paperwork
We map PCI DSS alongside SOC 2 so you satisfy banks and enterprise buyers in one engagement
Alexander Sverdlov - Founder of Atlant Security and lead PCI compliance consultant

Every PCI Engagement Is Led by Alexander Sverdlov

Former Microsoft Security Consulting team member. CISSP certified. Secured nuclear energy infrastructure at Emirates Nuclear Energy Corporation. Alexander has personally led 200+ security assessments across 14 countries since 2013. At Atlant Security, the senior consultant who scopes your cardholder data environment is the same person who implements the controls - never handed to junior staff.

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Case Study: E-Commerce Merchant PCI Compliant in 79 Days

A growing online retailer processing about 400,000 card transactions a year had its acquiring bank demand a valid SAQ and passing ASV scan or face account suspension.

Starting State

  • Card data flowing through their own servers (huge scope)
  • Failing ASV scan with 30+ vulnerabilities
  • No network segmentation
  • No MFA on admin access
  • Wrong SAQ - validating against far too much

What We Did

  • Re-architected checkout to a hosted payment page (SAQ A)
  • Cut PCI scope by over 80%
  • Remediated every ASV finding to a passing scan
  • Added segmentation, MFA, and logging
  • Ran the annual penetration test
  • Completed the SAQ and signed AOC for the bank

Result: PCI DSS compliant with a passing ASV scan and signed AOC 79 days after kickoff - and, thanks to scope reduction, their ongoing annual validation is now a fraction of what it would have been.

Keep Accepting Cards. Get PCI Compliant.

Book a free 30-minute strategy call with Alexander. We will map your card data, find the smallest path to compliance, and tell you exactly what it takes. Fixed-price proposal within 24 hours.

Zero-risk: you review the gap report before you pay.

Schedule Your Free PCI Strategy Call

Trusted PCI compliance consulting company helping merchants and service providers pass PCI DSS validation

Need PCI DSS and SOC 2 Together?

Many payment-adjacent SaaS companies need both - PCI DSS because they touch card data, and SOC 2 because enterprise buyers demand it. The controls overlap heavily, so we map both in one engagement and cut your total cost and timeline.

See our SOC 2 Compliance Consulting

For small projects and ad-hoc work outside our pre-agreed packages or retainers, our standard hourly rate is $460.

PCI Compliance Consulting FAQ

What is a PCI compliance consulting company?
A PCI compliance consulting company prepares a business that handles payment cards to meet the PCI DSS. It maps your cardholder data flows, reduces your scope, determines your merchant level and the right Self-Assessment Questionnaire, closes the gaps against all 12 requirements, coordinates the quarterly ASV scan and annual penetration test, and completes your SAQ or Report on Compliance and Attestation of Compliance. Atlant Security does this in 90 days, led by a former Microsoft security consultant.
How much does PCI compliance consulting cost?
PCI compliance consulting typically ranges from about $4,000 for a scoping and gap assessment to $12,000-$40,000 for a full compliance program, depending on your level, how much card data you touch, and how much segmentation is needed. Level 1 merchants also pay a QSA for the Report on Compliance, and everyone pays an ASV for quarterly scans. Atlant Security delivers fixed-price proposals within 24 hours, and you review the gap report before you pay.
How long does PCI DSS compliance take?
Most merchants and service providers reach PCI DSS compliance in about 90 days: scoping, gap assessment, remediation, a passing ASV scan and penetration test, and the SAQ or ROC. PCI compliance is then continuous - quarterly ASV scans, annual validation, and ongoing controls.
What are the PCI merchant levels?
PCI defines four merchant levels by annual card transaction volume. Level 1 is over 6 million transactions a year (or any merchant after a breach) and requires a QSA-led Report on Compliance. Levels 2 through 4 cover progressively smaller volumes and generally validate with a Self-Assessment Questionnaire plus quarterly ASV scans. Service providers have their own two-level scheme.
Which PCI SAQ do I need?
The right Self-Assessment Questionnaire depends on how you handle card data. SAQ A is for e-commerce merchants who fully outsource payment pages to a compliant provider; A-EP is for those who partially control the payment page; D is the full questionnaire for merchants and service providers that store or process card data directly. Choosing the correct, smallest SAQ is one of the biggest cost savers, and we do it for you.
What is the difference between a merchant and a service provider?
A merchant accepts cards for its own sales. A service provider stores, processes, or transmits cardholder data on behalf of other businesses - payment gateways, hosting providers, and many SaaS platforms. Service providers have their own PCI validation levels and are often contractually required to prove compliance to every client.
Do I still need PCI compliance if I use Stripe or PayPal?
Yes, but your scope is much smaller. Using a compliant processor and never touching raw card data can reduce you to the short SAQ A, but the obligation does not disappear - you still validate annually, protect the systems around the payment flow, and keep the integration configured correctly. We confirm your real scope and make sure the reduced path is done right.
What is a QSA, an ASV, and a ROC?
A QSA (Qualified Security Assessor) is a firm certified by the PCI Council to perform on-site assessments and produce a Report on Compliance (ROC) for Level 1 merchants and service providers. An ASV (Approved Scanning Vendor) performs the required quarterly external vulnerability scans. We coordinate both and prepare you so the assessment and scans pass.
What are the 12 PCI DSS requirements?
The 12 requirements group into six goals: build and maintain a secure network (firewalls, secure configs), protect account data (encryption at rest and in transit), maintain a vulnerability management program (anti-malware, secure software), implement strong access control (need-to-know, MFA, physical access), regularly monitor and test networks (logging, ASV scans, penetration testing), and maintain an information security policy.
What are the penalties for PCI non-compliance?
Card brands can levy fines on your acquiring bank - commonly $5,000 to $100,000 per month - which are passed to you, along with higher transaction fees and, ultimately, the loss of your ability to accept cards. After a breach, non-compliant merchants also face forensic investigation costs, card reissuance fees, and liability. Compliance is far cheaper than any of these.
Does PCI DSS require penetration testing?
Yes. Requirement 11 mandates regular security testing, including an annual penetration test (and after significant changes) covering both the network and application layers, plus segmentation testing if you rely on segmentation to reduce scope. We run these tests and remediate the findings as part of the engagement.
Can you help with PCI DSS and SOC 2 together?
Yes. Many payment-adjacent SaaS companies need both: PCI DSS because they touch card data, and SOC 2 because enterprise buyers demand it. The controls overlap heavily, so we map both frameworks in one engagement, which cuts duplicate effort, cost, and timeline.

Related: SOC 2 Compliance Consulting - HIPAA Compliance Consulting - Penetration Testing - IT Security Audit - Virtual CISO Services