DFNS & Stablecoin Configuration Audit

Audit Your DFNS Configuration and Stablecoin Operations. Examiner-Ready Report in 4 Weeks.

FFIEC IT Examination HandbookFDIC FIL-16-2022 (Crypto Notification)NYDFS Stablecoin Guidance (June 2022)2023 Interagency Third-Party GuidanceMiCA (EU Regulation 2023/1114)FATF Travel Rule (Recommendation 16)NIST Cybersecurity Framework 2.0NIST SP 800-53 (relevant controls)
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DFNS & Stablecoin Configuration Audit - Atlant Security
Most cybersecurity audit firms understand SOC 2 but have never opened a DFNS console; most blockchain audit firms understand Solidity but have never read an FFIEC handbook. We sit in the gap.
200+ IT security audits completed across 14 countries, with 20+ years of cybersecurity practice including regulated financial institutions
Founder-led: a senior auditor runs every engagement personally. We do not outsource, do not staff junior consultants, do not use offshore review teams.
Multi-framework in one engagement: FFIEC, FDIC, NYDFS, MiCA, NIST, ISO 27001, and SOC 2 mapped simultaneously, not five separate audits
4-week delivery from kickoff to final examiner-ready report - faster than most firms scope an engagement
Fixed-price scope with no hourly billing, no scope creep, no surprises - you know exact price and timeline before signing
Examiner-anticipation built in: every finding is structured so your FDIC, NYDFS, BaFin, FINMA, or MAS examiner can read it without translation
Compliance advisory call included with every engagement to prepare you for the examiner conversation
20+ configuration domains reviewed per engagement - no domain is skipped because it seems small
30 days of follow-up Q&A by email included; deeper remediation support available through vCISO services

What is DFNS & Stablecoin Configuration Audit?

We audit your DFNS tenant configuration, policy rules, user and service-account permissions, on-chain token authorities, and dealer or counterparty integrations, then deliver a report mapped to FFIEC, FDIC FIL-16-2022, NYDFS Stablecoin Guidance, MiCA, and the 2023 Interagency Guidance on Third-Party Relationships. Built for banks issuing stablecoins, regulated fintechs, and wallet-as-a-service operators. Fixed-price scope. 4-week delivery. The audit your examiner is going to ask for. Most stablecoin incidents are not smart contract bugs. They are configuration failures. The public conversation about stablecoin and digital asset risk focuses on smart contract exploits. The actual loss data tells a different story: the majority of stablecoin and custody incidents originate in operational configuration - over-privileged users, missing approval quorums, unrotated credentials, misconfigured token authorities, and weak third-party integration controls. For a regulated bank issuing a stablecoin, the operational control plane sitting in your DFNS, Fireblocks, Copper, or BitGo tenant is the custody control. The configuration of who can mint, who can burn, who can approve, and who can freeze is the single most important set of decisions your security program will make about this product. A DFNS configuration audit (also called a stablecoin operational audit or wallet-as-a-service security review) is a structured, evidence-based evaluation of the operational control plane behind a regulated digital asset product. The audit covers four connected layers: (1) Your wallet infrastructure tenant - DFNS, Fireblocks, Copper, BitGo, or equivalent. User and service-account inventory, permission model, policy rules, approval quorums, credential hygiene, webhook and logging configuration, and recovery procedures. (2) Your on-chain token configuration - for stablecoin issuers, the SPL token authorities on Solana, ERC-20 contract roles on Ethereum or L2s, Token-2022 extensions, mint and burn authority placement, and freeze authority retention for OFAC compliance. (3) Your integration and counterparty controls - dealer onboarding, API authentication, third-party risk management aligned with the 2023 Interagency Guidance on Third-Party Relationships, and reconciliation procedures. (4) Your regulatory mapping - findings cross-referenced against the FFIEC IT Examination Handbook, FDIC FIL-16-2022, NYDFS Stablecoin Guidance (June 2022), MiCA where applicable, and FATF Travel Rule obligations. This is not a smart contract audit. It is not a SOC 2 readiness assessment. It is the audit that sits between your code and your compliance program - the one your FDIC, NYDFS, BaFin, FINMA, or MAS examiner will eventually ask about. Every Atlant Security engagement covers the full operational surface of your wallet platform and stablecoin product across 20+ configuration domains. No domain is skipped because it seems small. The audit is led end to end by a senior auditor - not outsourced, not staffed with junior consultants, not run by offshore review teams. The same person who runs your scoping call writes the report and presents the findings. Standard delivery is 4 weeks from kickoff. Fixed-price proposal within 48 hours of the free scoping call. Final deliverables are a Technical Findings Report for engineering and operations, an Executive and Examiner Summary for your risk committee and regulator, a Regulatory Mapping Matrix cross-referenced to every applicable framework, an 8-to-12 week Remediation Roadmap with owner assignments, and a Compliance Advisory Call to prepare for examiner questions.
DFNS audit methodology covering four connected layers - tenant configuration, on-chain token authorities, integrations, and regulatory mapping

Who Needs DFNS & Stablecoin Configuration Audit?

Banks Issuing Stablecoins - FDIC-supervised banks, OCC-chartered trust companies, state-chartered crypto banks, and international banks under MiCA, FINMA, or MAS launching USD, EUR, or commodity-backed stablecoins. Whether you are pre-launch, pre-examiner, or post-incident.

Fintechs and Neobanks Issuing Tokenized Value - payment fintechs, lending platforms, and neobanks issuing branded stablecoins, deposit tokens, or tokenized cash equivalents through DFNS, Fireblocks, or similar infrastructure. SOC 2 and ISO 27001 do not cover this surface; this audit does.

Wallet-as-a-Service Operators - WaaS providers offering custody, signing, or policy services to downstream clients. Your own configuration is your product's security posture. Customers and their regulators will increasingly ask for evidence of an independent review.

Regulated Custodians and Trust Companies - qualified custodians and trust companies holding digital assets for institutional clients. The operational control plane - DFNS, Fireblocks, BitGo, Copper, Anchorage - is your single point of trust.

Tokenization Platforms and RWA Issuers - real-world asset tokenization platforms, money market fund token issuers, and treasury bill tokenization operations. The mint, burn, and transfer authority configuration is the audit surface regulators care about most.

Stablecoin Issuers Preparing for MiCA - EU-licensed e-money institutions and credit institutions issuing electronic money tokens or asset-referenced tokens under MiCA. The operational risk and outsourcing requirements in MiCA map directly to the domains in this audit.

Industries served by DFNS and stablecoin configuration audit - regulated banks, fintech issuers, wallet-as-a-service operators, custodians, RWA platforms, and MiCA stablecoin issuers

Ready to get started?

Schedule a free scoping call with our Microsoft Security alumni. Fixed-price proposal within 24 hours.

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Our Methodology

01 - Step

Scoping Call & Document Request

Free, confidential 30-minute call. NDA on request. We understand your product, your wallet platform, your chains, and your regulator. You receive a fixed-price scope document and document request list within 48 hours.

02 - Step

Walkthrough & Evidence Collection

Two to three structured walkthrough sessions covering tenant tour, user and permission inventory, policy review with a live policy test, on-chain authority verification, and the dealer or counterparty integration flow. Conducted via screen-share or read-only API access.

03 - Step

Analysis & Framework Mapping

Every finding rated Critical, High, Medium, or Low. Each finding mapped to FFIEC, FDIC, NYDFS, MiCA, FATF, and NIST CSF as applicable. Remediation prioritized by risk and implementation complexity.

04 - Step

Report Delivery & Examiner Briefing

Final report delivered in week 4. Technical Findings Report for engineering and operations, Executive and Examiner Summary for risk committee and regulator. Includes findings walkthrough call and compliance advisory call.

Stablecoin issuer leadership reviewing findings and remediation roadmap with senior auditor in a financial institution conference room

What You Get with DFNS & Stablecoin Configuration Audit

  • User and Identity Inventory - every human user, service account, application, and personal access token enumerated and mapped to a real person or system
  • Permission Model Review - effective permissions per principal, least-privilege analysis, identification of over-privileged operators and orphaned credentials
  • Policy Rule Engine - approval quorums, threshold rules, velocity limits, allowlists, blocklists, and whether the policy itself is protected from unauthorized modification
  • Segregation of Duties - whether initiators and approvers are actually independent, whether risk and compliance sit in the approval group, whether one team can complete a mint unilaterally
  • Credential Hygiene - WebAuthn or passkey enforcement, MFA coverage, recovery credential setup, credential rotation, and detection of stale or shared credentials
  • Mint, Burn, and Redeem Flows - end-to-end review of how new supply enters circulation and exits it, who authorizes each step, and where reconciliation breaks happen
  • On-Chain Token Authorities - SPL token mint, freeze, close, and update authorities on Solana; ERC-20 role configuration on Ethereum; Token-2022 extension review; multisig and timelock placement
  • Freeze Authority and OFAC Readiness - whether freeze authority is retained, who can exercise it, the documented procedure, and time-to-freeze tested against a tabletop scenario
  • Dealer and Counterparty Onboarding - third-party due diligence aligned with the 2023 Interagency Guidance, KYC and AML touchpoints, contractual security obligations
  • API and Integration Security - backend integration authentication, API credential storage and rotation, IP allowlisting where supported, replay and idempotency protection
  • Webhook Configuration - signature verification, replay protection, endpoint hardening, and downstream event handling
  • Logging, Monitoring, and SIEM Ingestion - coverage of sensitive events (policy changes, permission changes, signing operations), retention period, alerting thresholds, and incident detection latency
  • Key Recovery and Disaster Recovery - recovery credential custody, geographic distribution, recovery procedure documentation, last-tested date, and tabletop exercise
  • Change Management - how policy changes, permission changes, and new wallets are proposed, reviewed, approved, and audited after the fact
  • Data Residency and Sovereignty - DFNS or vendor deployment region, data location, contractual residency commitments, and alignment with the bank's regulator expectations
  • Reserve and Attestation Controls - for fiat-backed stablecoins: how the bank reconciles on-chain supply with off-chain reserves, attestation cadence, and segregation from operational float
  • Incident Response and Forensics - runbooks for lost credential, suspected insider, suspected counterparty compromise, and regulator inquiry
  • Vendor Security Posture - review of DFNS, Fireblocks, or your wallet platform's published SOC 2, ISO 27001, and penetration test attestations, and what they do and do not cover
  • FFIEC, NYDFS, MiCA, and FATF Mapping - every finding cross-referenced to the specific control objective in the relevant framework, ready for the examiner
  • Executive and Board Readiness - a report your CRO, board risk committee, and external examiner can each read at their own depth without separate documents

DFNS & Stablecoin Configuration Audit Pricing

Essentials Audit

Initial audit for new stablecoin products and small-footprint deployments.

From $30,000per engagement
  • Up to 25 users and 10 wallets
  • Single chain (Solana, Ethereum, or L2)
  • Single wallet platform (DFNS, Fireblocks, or equivalent)
  • Up to 5 policies reviewed
  • Up to 2 integration counterparties
  • Walkthrough-based evidence collection
  • Technical Findings Report
  • Executive and Examiner Summary
  • 4-week delivery
  • Compliance advisory call included
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Most Popular

Comprehensive Audit

Full-scope audit for scaling issuers and multi-chain operators.

From $55,000per engagement
  • Up to 100 users and 50 wallets
  • Multi-chain (Solana + Ethereum + L2s)
  • Single or multi-platform (DFNS + Fireblocks + custody partners)
  • Unlimited policies reviewed
  • Up to 10 integration counterparties
  • Read-only API access where supported
  • Technical Findings Report
  • Executive and Examiner Summary
  • Regulatory Mapping Matrix (FFIEC + NYDFS + MiCA + NIST CSF)
  • 8-week remediation roadmap with owner assignments
  • Two compliance advisory calls
  • 30-day follow-up Q&A
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Enterprise & Recurring Audit

Annual program for established issuers, custodians, and WaaS operators.

From $90,000per year
  • Unlimited users, wallets, and chains
  • All major wallet platforms
  • All applicable regulatory frameworks simultaneously
  • Quarterly configuration drift reviews
  • Annual full re-audit
  • Dedicated engagement manager
  • Board-ready quarterly briefings
  • Examiner-response support
  • Incident-driven re-audit included on request
  • Priority response SLA
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Examiner-ready stablecoin audit deliverables - Technical Findings Report, Executive and Examiner Summary, Regulatory Mapping Matrix, Remediation Roadmap, and Compliance Advisory Call

What Our Clients Say

"Alexander is professional, reliable and available. He is clearly an expert in his field. Building trust in cybersecurity is obviously essential and Alexander has constantly demonstrated that my trust is well-placed."

H

Helen Cook

Principal, GNE Advisory

"The assessment was really imposing and remarkable. It was beyond my expectations, very detailed, and things were very closely inspected and discussed. It was a great experience working with you."

S

Syed Haris Ahmed

Manager IT Infrastructure, Qordata

Frequently Asked Questions

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