Industry & Sector-Specific Services

Prove Your Wallet Is Safe Before an Exchange or Regulator Asks.

Former Microsoft Security Consulting Team

80% of critical vulnerabilities eliminated in Month 1. Full security programme delivered in 90 days.

Fintech companies and digital wallet platforms are the highest-value target in cybersecurity today - and the most underprepared. Atlant Security applies the same security architecture used at banks and nuclear facilities to protect your digital wallet platform, your users, and your ability to operate.

14 categories of security controls - fully tailored to digital wallet platforms
PCI DSS, PSD2, SOC 2, GDPR, ISO 27001, and DORA compliance support
Money-back guarantee if security does not improve
Digital wallet security services - protecting fintech platforms and cryptocurrency wallets

Ex-Microsoft Security Team

80%Critical Vulnerabilities Eliminated in Month 1
14Security Control Categories Implemented
50+Attack Types We Mitigate Against
100%Money-Back Guarantee if Security Does Not Improve
Alexander Sverdlov - Founder of Atlant Security and lead digital wallet security consultant

01 / THE DETAIL

Your Digital Wallet Security Programme Is Led by Alexander Sverdlov

Former Microsoft Security Consulting team member. CISSP, CEH, CHFI and Mandiant certified. Secured nuclear energy infrastructure at Emirates Nuclear Energy Corporation. Alexander has personally led 200+ security assessments across 14 countries since 2013. At Atlant Security, the senior consultant who assesses your fintech platform is the same person who designs the security architecture, drives the compliance work, and reports to your board - never handed to junior staff.

Connect on LinkedIn

02 / THE DETAIL

What Is Digital Wallet Security?

Digital wallet security is the set of technical controls, architectural safeguards, compliance frameworks, and operational practices that protect a digital wallet platform - and its users - from fraud, data theft, regulatory violation, and operational failure.

The combination of financial data, personal data, and real-time transaction access makes digital wallets uniquely attractive to attackers - and uniquely exposed to regulatory scrutiny. A single breach can result in direct financial loss, regulatory fines, loss of payment processing capability, and permanent reputational damage.

Our programme covers every layer of your platform - from API security and mobile app hardening to compliance readiness and team training - built specifically for the threat landscape digital wallet companies face today.

Why digital wallet platforms are the highest-value target in cybersecurity

03 / THE DETAIL

Why Digital Wallet Platforms Are the Highest-Value Target

The combination of financial data, personal data, and real-time transaction access makes digital wallets uniquely attractive to attackers - and uniquely exposed to regulatory consequences.

Secure mobile digital wallet with encrypted payment transactions flowing between smartphone and cloud
Digital wallet attack vectors and security vulnerabilities

Direct Financial Access

Attackers can initiate fraudulent transactions, drain funds, or manipulate payment flows in real time.

Rich Personal Data

KYC data, transaction history, linked bank accounts - everything needed for identity theft and account takeover.

Multi-Jurisdiction Exposure

Operating across borders means PCI DSS, PSD2, GDPR, and local regulations apply simultaneously.

API-First Architecture

Every API endpoint is an attack surface. Digital wallets expose more endpoints than most other platforms.

04 / THE DETAIL

Security Controls We Build Into Your Digital Wallet Platform

A complete Information Security Programme purpose-built for digital wallet and fintech platforms. For smaller teams, all categories can be established in just a few weeks.

Authentication and Access Control

Multi-factor authentication, OAuth 2.0, session management, and role-based access across your entire platform.

API and Backend Security

Endpoint hardening, rate limiting, input validation, and injection prevention across every API your platform exposes.

Mobile App Security

iOS and Android hardening, certificate pinning, secure storage, jailbreak/root detection, and biometric integration.

Data Protection and Encryption

Encryption at rest and in transit, tokenization of payment data, key management, and data retention policies.

Cloud Infrastructure Security

AWS, Azure, or GCP configuration review, IAM least privilege, network segmentation, and logging.

Payment and Transaction Security

Payment flow integrity, fraud detection architecture, PCI DSS controls, and real-time transaction monitoring.

Monitoring and Incident Response

Security event logging, anomaly detection, incident response planning, and 24/7 alerting configuration.

Compliance and Policy

PCI DSS, PSD2, SOC 2, GDPR, ISO 27001, and DORA - policy development, evidence collection, and audit readiness.

Security Awareness Training

Phishing simulation, secure development training, and security culture building for your entire team.

Cryptographic Controls

Key management, HSM integration, certificate lifecycle, and cryptographic algorithm selection for financial data.

Cryptographic private key and seed phrase protected inside a hardened cold-storage crypto vault

Every Information Security Programme we build is different. Digital wallet platforms often require additional controls specific to their architecture: API gateway security, mobile app hardening, cryptocurrency key management, and payment flow integrity monitoring.

05 / THE DETAIL

Fintech Compliance Frameworks We Prepare You For

Non-compliance is not just a legal risk for digital wallet companies - it is an operational risk. PCI DSS violations can suspend your ability to process payments entirely. We prepare you for every applicable framework simultaneously.

PCI DSS

Mandatory for any platform that processes, stores, or transmits card payment data. Non-compliance can suspend your ability to process payments entirely.

PSD2 / SCA

Strong Customer Authentication required for all EU payment service providers. Defines technical standards for transaction authentication.

SOC 2

Required by enterprise clients and banking partners. Demonstrates your platform meets Trust Services Criteria for security, availability, and confidentiality.

ISO 27001

The international standard for information security management. Often required for UK, EU, and APAC market access.

GDPR

Mandatory for any platform handling EU user data. Requires data protection by design, breach notification, and user rights management.

DORA

The EU Digital Operational Resilience Act. Applies to financial entities including payment service providers and crypto-asset service providers.

Why digital wallet companies choose Atlant Security

06 / THE DETAIL

Why Digital Wallet Companies Choose Atlant Security

Enterprise-grade security expertise - delivered at fintech speed and without enterprise overhead.

Former Microsoft Security Consulting team - applied at banks and nuclear facilities
Purpose-built for fintech - not a generic security checklist adapted after the fact
All 14 security categories established - not just the ones a penetration test covers
Compliance frameworks mapped simultaneously - PCI DSS, SOC 2, ISO 27001, GDPR, DORA
Vendor-independent - we recommend the right tool, not the one that pays us a commission
Fixed pricing with no surprises - you know the cost before we start
Money-back guarantee if your security does not measurably improve

07 / PROCESS

How Our Digital Wallet Security Programme Works

From first call to fully operational security programme - structured, predictable, and built around your platform's specific architecture and risk profile.

Security Assessment and Programme Plan

We begin with a comprehensive assessment of your current security posture - examining your entire digital wallet stack: application layer, API security, authentication architecture, cloud configuration, compliance gaps, and team readiness.

  • Full-stack security posture review
  • Compliance gap analysis against all applicable frameworks
  • Bespoke month-by-month programme plan
  • Immediate identification of critical vulnerabilities

Month 1: Eliminate Critical Vulnerabilities

The first month is dedicated to the highest-risk findings: the vulnerabilities that represent your most exploitable attack surface.

  • 80% of critical vulnerabilities resolved
  • Authentication and access controls hardened
  • Cloud misconfiguration remediation
  • Highest-risk API exposures addressed

Full Programme Build (Months 2-6+)

With critical vulnerabilities addressed, we systematically build out all 14 security control categories according to the programme plan.

  • All 14 security categories implemented
  • Security policies and procedures documented
  • Team training and phishing simulation complete
  • Compliance evidence collected and audit-ready
Digital wallet security programme process and implementation

08 / THE DETAIL

Fintech Platforms We Secure

From seed-stage startups to established platforms processing millions of transactions - our security programme scales to your complexity.

Digital Wallets and Payment Apps

Mobile-first payment platforms, peer-to-peer transfer apps, and multi-currency digital wallets.

Cryptocurrency Exchanges

Custodial and non-custodial exchanges, trading platforms, and crypto wallet providers.

Neobanks and Challenger Banks

Digital-only banking platforms with lending, savings, and payment capabilities.

Payment Processors and Gateways

Platforms that process, authorize, and settle card and ACH transactions.

DeFi and Web3 Platforms

Decentralized finance protocols, DAOs, and Web3 service providers.

Banking-as-a-Service Providers

BaaS platforms providing financial infrastructure to other fintechs and businesses.

09 / THE DETAIL

Results Our Fintech Security Clients Achieve

Measurable outcomes - not just a list of security controls implemented.

80%Critical Vulnerabilities Eliminated in Month 1
50+Attack Types Mitigated Across the Platform
90 DaysTo Full Operational Information Security Programme
100%Clients Pass B2B Security Reviews After Programme Completion

10 / PRICING

Digital Wallet Security Pricing

Transparent, fixed pricing calibrated to fintech budgets. A part-time CISO and full security programme for a fraction of the $200,000-$400,000 cost of a full-time in-house hire. Proposal within 24 hours of your consultation.

Security Assessment

Full-stack posture review and a prioritized remediation roadmap for your platform.

From $5,000per engagement
  • Full-stack security posture review
  • Compliance gap analysis against all applicable frameworks
  • Critical vulnerability identification
  • Bespoke month-by-month programme plan
See Where You Stand

Money-back guarantee if security does not improve.

Part-Time CISO + Full Programme

Ongoing security leadership and the full 14-category programme, built and run for you.

From $3,300per month
  • 80% of critical vulnerabilities eliminated in Month 1
  • All 14 security control categories implemented
  • PCI DSS, PSD2, SOC 2, ISO 27001, GDPR, and DORA readiness
  • Mobile app hardening and API security
  • Team training and phishing simulation
  • Board reporting and audit-ready evidence
See Where You Stand

Money-back guarantee if security does not improve.

Final pricing depends on the size and complexity of your platform, the number of compliance frameworks in scope, and your current security maturity. Get Your Answer and we will scope a programme for your platform.

For small projects and ad-hoc work outside our pre-agreed packages or retainers, our standard hourly rate is $460.

11 / FAQ

Frequently Asked Questions About Digital Wallet Security

Everything fintech founders, CTOs, and product leaders ask before starting a security engagement.

What is digital wallet security and why does my fintech company need it?
Digital wallet security is the complete set of technical controls, security architecture decisions, operational practices, and compliance measures that protect a digital wallet platform - and its users - from fraud, data theft, regulatory violation, and operational failure. If your platform processes payments, stores financial data, or handles personal information, you need a comprehensive security programme - not just a penetration test.
How quickly can you eliminate our most critical security vulnerabilities?
In Month 1. Our engagement begins with a comprehensive security assessment that identifies your highest-risk vulnerabilities - the ones that represent immediate breach risk. We prioritise these above everything else and implement remediation across authentication architecture, API security, cloud configuration, and payment flows within the first 30 days. 80% of critical vulnerabilities are typically resolved in this window.
What compliance frameworks do you help digital wallet companies achieve?
The primary frameworks for digital wallet and fintech companies are PCI DSS (mandatory for card payment processing), PSD2 / Strong Customer Authentication (mandatory for EU payment services), SOC 2 (required by enterprise clients and banking partners), ISO 27001 (the international security management standard), GDPR (for platforms handling EU user data), and DORA (the EU Digital Operational Resilience Act for financial entities). We prepare you for all applicable frameworks simultaneously.
How is your digital wallet security service different from hiring a full-time CISO?
A full-time in-house CISO at a fintech company costs $200,000-$400,000 per year in salary alone, plus benefits, equity, and the time to find and onboard the right person. Our Part-Time CISO service for digital wallet platforms delivers the same security leadership - programme design, compliance management, team training, board reporting - at a fraction of the cost, starting from $3,300/month.
Do you secure the mobile app layer as well as backend infrastructure?
Yes. A digital wallet security posture encompasses both the backend infrastructure (APIs, cloud configuration, databases, authentication services) and the mobile application layer (iOS and Android app hardening, certificate pinning, secure storage, jailbreak detection). We cover both.
How do you secure our payment APIs?
API security for digital wallet platforms covers several distinct layers: authentication and authorisation (OAuth 2.0, JWT security, API key management), rate limiting and DDoS protection, input validation and injection prevention, encryption of data in transit and at rest, logging and anomaly detection, and security testing of every endpoint. We implement controls at each layer.
How long does it take to build a full security programme for a digital wallet company?
Critical vulnerabilities are addressed in Month 1. The foundational security controls across all 14 categories are typically operational within 90 days. A full, mature Information Security Programme - including compliance readiness, team training, monitoring, and incident response - is typically achieved within 6 months.
Can you help us win enterprise clients by improving our security posture?
This is one of the most common outcomes our fintech clients report. Enterprise clients, banking partners, and institutional investors increasingly require evidence of security maturity - SOC 2 reports, ISO 27001 certification, completed security questionnaires. Our programme builds the evidence and posture that closes those deals.
Do you work with crypto wallet and DeFi platforms as well as traditional fintech?
Yes. Our digital wallet security services extend to cryptocurrency exchange platforms, custodial and non-custodial crypto wallets, and DeFi protocol operators. Crypto and DeFi platforms have specific additional security requirements - seed phrase management, smart contract audit oversight, cold storage architecture - that we address as part of the engagement.
What does the security programme cost for a digital wallet startup?
Pricing depends on the size and complexity of your platform, the number of compliance frameworks in scope, and the current security maturity of your environment. Our engagement model is calibrated to fintech budgets. Get Your Answer and we will scope a programme for your platform.

12 / THE DETAIL

Your Digital Wallet's Security Is Someone Else's Business Plan

Get Your security Answer. We will assess your current posture, identify your highest-risk exposures, and outline a programme that eliminates them - starting in Month 1.